Professional Balance Sheet Analyzer
Gain deep financial insights, identify strengths & weaknesses, and receive tailored recommendations to optimize your business performance
Enter Balance Sheet Data
Assets
Liabilities
Equity
Financial Health Score
Key Financial Metrics
Strategic Insights
Your current ratio of 2.3 indicates excellent short-term financial health. You have more than double the current assets needed to cover liabilities.
Your debt-to-equity ratio of 0.6 is slightly above the optimal level. Consider reducing debt or increasing equity to improve financial flexibility.
Inventory represents 25% of current assets. Consider implementing just-in-time inventory practices to improve cash flow and reduce holding costs.
Financial Composition
Recommendations
Allocate 15% of monthly profits to pay down long-term debt faster. This could save approximately $8,200 in interest annually and improve your debt-to-equity ratio.
Move 40% of cash reserves to higher-yield instruments like treasury bills or money market funds. This could generate an additional $3,500/year in income with minimal risk.
Implement early payment discounts (2/10 Net 30) to reduce average collection period by 15 days. This could free up $25,000 in working capital.